Your Professionals
Over 100 years of combined experience!

Danny J. Ross
Chartered Life Underwriter (CLU®)
Chartered Financial Consultant (ChFC®)

Dan is the owner of Dan Ross Financial Services, founded in 1981. With over 40 years of experience in the insurance industry, he specializes in estate planning and wealth preservation. Dan is a community leader in many local organizations and is a Life Member of the Million Dollar Round Table.

Karen L. Sweet-O'Neill
Certified in Long Term Care (CLTC)

Karen has specialized in long term care insurance, Medigap coverage and life insurance for over a decade. She hosts "Get Smart," a radio show focusing on senior health and financial matters and is active in several community organizations. She is a licensed agent in New York and Pennsylvania.

Robert S. Kline, MBA
Certified Financial Planner™ (CFP®)
Certified Fund Specialist (CFS)
Accredited Asset Management Specialist^SM(AAMS®)

Robert makes his clients aware of potential problems in their financial plans. He has been in the financial planning business since 1994, specializing in retirement planning and investments.

Joseph L. Pasquale
Life Underwriting Training Council Fellow (LUTCF)

Joe has over 25 years of experience as a financial advisor in insurance and investments, specializing in annuities, 401(k) rollovers, pensions and retirement planning. He is past President of the Broome Association of Insurance and Investment Advisors.

Charles W. Burmaster
Chartered Life Underwriter (CLU®)
Chartered Financial Consultant (ChFC®)
Life Underwriting Training Council Fellow (LUTCF)

Chuck's areas of expertise include life and disability insurance, small business planning and estate planning. He is a member of the Million Dollar Round Table and Chairman's Council. Chuck is located in our Clinton, New York office.

Securities offered through
Cadaret, Grant & Co., Inc., Member FINRA/SIPC